Definition: State service credit is earned when you work for a State of Texas agency or a public institution of higher education (as recognized by the State of Texas). In most instances, this does not include community colleges, 2-year colleges, or school districts. Process: Benefits-eligible employees with prior Texas State employment must complete the PriorContinue reading “What is Prior State Service, and how does it affect me?”
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What is the difference between an HMO, PPO and POS?
POS stands for Point of Service. As with the HMO, a POS requires you to get referrals from your primary care physician (PCP) before seeing a specialist. However, this plan covers out-of-network doctors, though you will pay more than for in-network doctors. ERS offers this plan, HealthSelect of Texas. HMO stands for health maintenance organization.Continue reading “What is the difference between an HMO, PPO and POS?”
The HUB Employee 