What is Prior State Service, and how does it affect me?

Definition: State service credit is earned when you work for a State of Texas agency or a public institution of higher education (as recognized by the State of Texas). In most instances, this does not include community colleges, 2-year colleges, or school districts. Process: Benefits-eligible employees with prior Texas State employment must complete the PriorContinue reading “What is Prior State Service, and how does it affect me?”

What is the difference between an HMO, PPO and POS?

POS stands for Point of Service. As with the HMO, a POS requires you to get referrals from your primary care physician (PCP) before seeing a specialist. However, this plan covers out-of-network doctors, though you will pay more than for in-network doctors. ERS offers this plan, HealthSelect of Texas. HMO stands for health maintenance organization.Continue reading “What is the difference between an HMO, PPO and POS?”